In addition to the programs we have listed on our website, we also offer the following programs or have affiliate lenders to whom we can refer you:

Commerical Loans are used for buying business properties, typically zoned “commercial”.  We have some excellent recommendations for commercial lenders.

Construction Loans are used to actually build your new home.  We are not referring to a home built by a builder for you to purchase after construction.  In that case, you do not need a construction loan.  Construction loans are used specifically to finance the construction of your new home.  Typically strong credit and a large down payment or equity in the land is needed to qualify.

Conventional Loans are available for borrowers who wish to purchase a new or existing home or refinance an existing mortgage. These loans typically require at least 5% down and strong credit.  The more you put down, the more a conventional loan makes sense.

Land Loans are for borrowers purchasing only a lot or several acres of rural land without a house or building on it.  For veterans, we recommend the Texas Veterans Land Board for land-only purchases.  For everyone else, we recommend checking with your local bank or credit union.

Texas Cashout Loans are used to pull cash out of a Texas property for the purposes such as home improvement, paying off debts, paying for college, etc.  There are a lot of restrictions and regulations for this program, but we know the rules and we’re happy to originate, process, and fund this type of loan for you.

USDA Loans are used primarily to help lower-income home buyers purchase a primary residence in a qualifying rural area.  There are income restrictions as well as geographical restrictions, but sometimes this program is a great fit for the situation.

If you have questions about any of these programs, please call us today or drop us an email. Your questions are always welcome!