This question comes up quite a bit. How much is the seller allowed to contribute to the buyer’s closing costs on a VA loan? Some non-VA programs limit the seller contributions to 3% and some go as high as 6% of the sales price. When it comes to VA, many lenders say the limit is 4% of the sales price. It is true that the VA handbook says seller contributions are limited to 4%; however, it also says “Do not include normal discount points and payment of the buyer’s closing costs in total concessions for determining if concessions ...